Tag: Score
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: Why Your Credit Score is Important by: Beth Pardue Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest
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: Understanding Your Credit Score When Applying for a Loan by: Gage Wazein The first step in applying for a loan as an informed consumer is to know your credit score. Your current fiancial situation directly affects your
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: Credit Report – Watch Out for Parking Tickets by: Charlie Essmeier The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties.
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: Understand Credit Report’s Relevance In Mortgage by: Lance Williams One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may
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: Who Cares What Your IQ Is? by: Steve Gillman You Want Brain Power, Not Scores! Would you like to know what your IQ is? Want to improve it? What is IQ anyhow? The American Heritage Dictionary defines Intelligence Quotient
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: Relationship Quiz - Copasetic, Caution, or Conundrum? by: Slade Hartwell This quiz is based on key areas of communication and intimacy in relationships. The easiest way to take the quiz is to print it, so that you can
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: Increase Your Score Factor by: Robert Lee So, you had an interesting night last night. You were out with the boys, hung around, visited a few places of popularity, met some girls and even got a few phone numbers and email
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: 3-Pointer by Gary Whittaker (Feb 15) by: Gary Whittaker Point 1: Basketball's Mr. 3000 Lakers celebrate Bryant's return with a loss against the next great one. Hopefully Kobe, who was watching King James on the court
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: How To Avoid Having Filters Eat Your Emails by: Willie Crawford You've probably read 1000 times that "the money's in the list." If you're an Internet or email marketer, that's only partly true. The truth is that the money
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: Electronic Score Boards by: Paula Jones Wide range of electronic Key venues around the globe has turned to Electronic score boards that not only look breathtaking from every angle and distance, but provide consistently
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: Measure for Measure by: Ed Newman Can you imagine playing hockey without a goal? Basketball without hoops and nets? Football without a goal line? Golfing without holes or greens? There may be leagues where it doesn’t
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: The Real Facts About Your Child's IQ by: Alannah Moore Parents may be surprised to discover the following facts about IQ and IQ testing. 1. IQ stands for Intelligence Quotient. But it is debatable whether IQ tests really
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: New Law Provides Free Annual Credit Report by: James H. Dimmitt As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late
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: How To Boost Your Credit Score by: James H. Dimmitt Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier
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: Insurance Credi Scoring: An Ethical Issue by: Richard D Schrader The issue at hand is the use of a consumer’s credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score?
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: Top 5 Reasons To Check Your Credit Report Regularly by: James H. Dimmitt #1 Make sure mistakes aren't hurting your credit. Reviewing your credit report can help you avoid costly errors. In one recent study, more than
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: When You Are Eligible For A Free Credit Report by: Virginia Broobin By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1. You are unemployed
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: Credit Report And Correction Techniques by: Virginia Broobin The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted
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: Composite Credit Report Score simplifies Mortgage Issues by: RNCOS Do you want a mortgage loan for your new home? Trying to qualify for a new mortgage can be very tough, especially if you aren’t aware of the effect
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: Credit Score - Reporting Your Financial Health by: Amanda Thompson Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to
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: Car Finance Places You On The Top Gear While Buying a Car by: Natasha Anderson Fast car on open roads. It is a perfect picture for any car enthusiast. But you have to go to your work and also drop your kids to school.
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: Credit Counseling and Its Effects by: Jakob Jelling All to often credit is fun, easy to get and even easier to use. Many people find that even though they have an excellent income, that they can not keep up with their
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: Debt Consolidation and How it Impacts Your Credit Rating by: Holly Bentz Debt is not a high commodity. Across the universe, people are not looking for a place to sign up for more debt. In America, over 30 million consumers’
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: How Credit Scoring Works by: Sameer S Panjwani The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score
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: Bad Credit Mortgage Loan - Get Approved by: Carrie Reeder A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough
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: 5 Ways To Raise Credit Score by: Gary Gresham It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car
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: Understanding Credit Report Score by: Gary Gresham Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it. Your credit score is used by
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: Credit Score: the brightest feather in your financial cap by: Janet Williams Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your
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: Understanding And Improving Your Credit Rating by: ReliefLoans.com "No man's credit is as good as his money." E.W. Howe, American journalist, novelist 1853-1937 The American economy is based on credit. If you don't
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: A Better Way To Watch Your Credit Reporting by: George M Noceti Are you a victim of any credit card fraud or identity theft? Then you definitely need an enhanced defense from those menaces. You can get superior security
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: What Does My Credit Score Mean? by: Don Blackhurst Lenders are using credit scores more and more to make decisions about who they will lend to. The main developer of these scores is called Fair, Isaac Co (FICO), thus
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: Bad Credit Mortgage Loans – How To Get Approved by: Carrie Reeder Persistence is the key working toward getting approved for a bad credit mortgage loan. There are many factors that you, as a borrower have control
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: Get Your Credit Score To Soar In The Twinkling of An Eye. by: Omar M. Omar Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd
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: Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan by: Nick Graziano I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the
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: Comprehending a Credit Report by: Melanie Cossey Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only
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: Like It Or Not, You Have A Score To Settle (Part 2) by: CreditandYou.com In part 1, we covered the basics about credit scoring – what it is and how it is calculated. It’s time to address the critical question
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: Like It Or Not, You Have A Score To Settle (Part 1) by: CreditandYou.com Just when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s
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: How Your Auto Insurance Rates Are Determined by: A. Chris Tijerina Your auto insurance rates are determined by a number of factors: driving record usage, how you are using the vehicle, work, pleasure, business
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: Understanding How Your Credit History May Affect Your Car Insurance Coverage by: Jon Register Many personal auto insurance companies consider your credit information when determining how much premium to charge for your
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