Tag: Interest
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: Bankruptcy and Your Credit by: T.Going Bankruptcy and credit are directly linked to one another. Credit is how many people run into trouble with their finances, and ironically how they remedy their financial problems
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: Reverse Mortgages, Getting a Good Deal In 3 Easy Steps! by: Vincent Dail Reverse Mortgages, Most Common Features: A reverse mortgage is a special type of loan that seniors can sometimes get to convert the equity in their
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: Financing A College Education by: Kelly Gillis So your teenager has decided to go to college. You've hoped for this day. You sweated through 12 years of school with your child, and have been an active participant in his/her
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: Finding the Loan UK that Meets Your Needs by: John Mussi For those in the market for a loan UK , it can sometimes seem like nothing is going your way and all of the offers that you've received come with some sort of catch. Some
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: A Guide to Finding Cheap Loans by: John Mussi Finding cheap loans isn't always easy… it seems like every time you turn around new rates and fees are added and the loan process becomes increasingly frustrating with
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: When Is The Right Time To Refinance Your Mortgage? by: Mark Lambie You've heard that interest rates are down and you think it could be time to refinance your existing mortgage, but the entire loan application process
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: Applying for a Loan Online by: John Mussi If you want to apply for a loan online, you might not have a good idea of where you should start. With a multitude of online lending services available today, it can sometimes
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: Why Your Credit Score is Important by: Beth Pardue Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest
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: Low Interest Credit Cards Have Many Advantages by: Beth Pardue When credit cards are used wisely they can be very beneficial to the consumer. A low interest credit card can be exceptionally beneficial. Many people use
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: Finding the UK Loan that You Need by: John Mussi Because it can sometimes be difficult to find a UK loan with a low interest rate and acceptable loan terms, many people get frustrated with the entire borrowing and lending
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: Credit Card Wealth Secrets And Ideas by: Steve Gillman "Credit card wealth secrets," the ad read. I assumed it was yet another over-hyped unworkable scheme. It probably was, but it made me remember the times in my life
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: Is A Housing Bubble Brewing? by: John Allison In the 1990s, dot-com mania swept the nation, and swelling investment portfolios were the toast of the town. The real estate market is surely today’s version of that
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: Bridging Loan Basics by: Darren Yates A Bridging Loan is a short-term loan used as a way to provide funding for the purchase of a new property while the borrower awaits the sale of an existing property. Unless all the
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: Tips for Choosing a Credit Card Company by: John Daley Credit Cards are essential for any consumer today. However, when choosing a new credit card company, many people do not know what to look for. It is important to
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: Home Loans and Mortgages – Time to Consolidate Loans? by: Charlie Essmeier Home equity loans and lines of credit are useful tools for homeowners. They allow the homeowner to borrow against the value of his or her
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: Consolidate by: Joanne Poll Consolidate your loans If you have federal student loans it is more than likely you are receiving letters and email that are warning you it is time to consolidate your loans in order to
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: Credit Card Interest Rate by: Jakob Jelling A low credit card interest rate is important in order to save money. Your credit card interest rate is one of the biggest things that you should pay attention to when you decide
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: No Money Down Real Estate - Fund All Your Deals With Private Lending!! by: Lou Castillo If you invest in real estate, you need cash to buy houses. Even if you have a full bank account and great credit, you’ll eventually
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: Taking the Time to Find the Best UK Loans by: John Mussi When looking for UK loans, it's always important to take your time so that you can compare loan rates and terms from a variety of lenders. Depending upon the type
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: A Guide to Common Loan Terms by: John Mussi Many people may wonder about common loan terms… words and phrases that are often tossed about when describing different types of loans that are assumed to be common knowledge.
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: Home Loans and Mortgages – One Third of Homes in U.S. Overvalued by: Charlie Essmeier A new study by National City Corp. looked at home values for 299 American cities and compared them to where they “should
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: Credit And Debt Management by: Kelly Kennedy Today's consumers benefit drastically from the usefulness of credit. Credit cards are especially useful for large purchases, emergency situations, reservations, identification,
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: Marketing for Writers When Writing Just Isn't Enough by: Caterina Christakos Many writers write for the experience. Others dream of having a number one best seller. Both are wonderful reasons for writing. What many fail
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: Stafford Loan Consolidation by: Vanessa McHooley A Stafford Loan, which can help to finance your way through a college or university, comes in two forms: Subsidized Stafford Loans A subsidized Stafford Loan, which
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: Learn to Write Like a Pro by: Caterina Christakos Many writers write for the experience. Others dream of having a number one best seller. Both are wonderful reasons for writing. What many fail to realize is that these
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: How To Turn Leads Into Sales With Autoresponders by: Chad Cook It is an established fact that autoresponders can boost sales. Customers tend to buy, and buy more, from people they are familiar with. But as the web is
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: Beware the Shopping Mall Monster by: Colin Mc Caig Like me, you’ve probably been offered a fair old number of these by now... ..and, if you’re like most people, chances are you maybe own at least one or two. They
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: The Compounding Effect of Selfishness by: Gary Vurnum Five-year-old Katie asked for a coin for her to throw into a fountain at a local shopping centre. She was given one, and duly walked over to the fountain, stopped
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: Learning the Disturbing Facts about Credit Card Debt by: Richard D. Schrader When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now I’m getting somewhere in life. This
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: "Pretend Interest" and Apathy... What To Do About Them! by: Sue and Chuck DeFiore According to Merriam-Webster's dictionary "apathy is defined as the following: lack of emotion; lack of interest; indifference". Wow,
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: What's The Truth Behind Your Finances? by: Jay Ball Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering
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: Depositing Funds to Your Online Casino & Poker Room Account by: Andrew Denton Ways To Deposit When I first wanted to start playing in online casinos and poker rooms, I thought it would be as easy as 123 to start playing
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: Marketing Objectives for Your Web Site by: Bobette Kyle Do you have marketing objectives for your Web site? With objectives to help overcome your main online challenges you can work smarter, not harder. Think of your
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: Easy Steps To Start Your Online Business by: Craig Cawthorne Start with a plan Anyone who has ever started and managed a successful business, internet or otherwise, knows that it requires research and planning. Your
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: Guide to Internet Business - Concept and Opportunities by: Steven O. Ng When deciding what kind of internet business you want to do, there are a few factors you need to look at before plunging into building your website. a)
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: Count Down To An Advert by: Robert J Farey There are hundreds of books available to teach you how to write a good sales letter/advert. If you were to read them all it would be possible to distil all of the recommendations
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: How Web Masters Can Start a Home Based Business Using Credit Cards by: Claire Bowes If you’re a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and
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: 16 Golden Rules of Master Copywriting by: Christos Varsamis You could spend thousands of dollars on advertisement and have extremely low or no results in sales because of your poor planed copy. You shouldn’t be
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: A Bang On The Head, A Kangaroo And An Entrepreneur, What Happened Next? by: Jason Lewis If you are always on the look out for a money spinner, sometimes you'll find them pop up in the most unlikely of places. A Herd
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: 5 Reasons Why Headlines Are Crucial To Your Website’s Success by: Robert Boduch Without a powerful headline, your message stands little chance of being noticed in an increasingly competitive marketplace. If your headline
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: 16 Golden Rules Of Master Copywriting by: Christos Varsamis You could spend thousands of dollars on advertisement and have extremely low or no results in sales because of your poor-planned copy. You shouldn’t be
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: Are You In The Market For a Car Loan? by: Mike Yeager Car loans are a tempting way to purchase a new car. While they provide for easy access to a car, these loans can get quite expensive if you do not know enough about
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: Why Student Loans Are Better Than Credit Cards by: Vanessa McHooley You need some more money for college expenses this semester. Do you whip out a credit card to pay for your books, or do you apply for a federal or private
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: PLUS Loans – it's never too late to subsidize your child’s education cost by: Vanessa McHooley PLUS Loans – it's never too late to subsidize your child’s education cost Rising. Soaring. Skyrocketing.
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: The Surest Way to Happy Customers! by: Wally Conway Happy New Year! Here I sit on the first workday of the year. The office is not yet open and the phone has not yet rung. I love this time of year. Nothing yet accomplished,
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: Choosing The Right Mortgage For You by: John Carle & Sharon Gregresh This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the
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: An Infinity Mortgage ? by: Jenny Barclay Here in Spain the concept of a mortgage period of 20 or 25 years is something new. The general feeling by the banks is that want their money back more quickly than banks in countries
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: Understanding A Second Mortgage by: Norman Fleming A Second Mortgage is a Property Lien placed behind a First Mortgage A second mortgage is a loan that you take against the equity that you have already built into your
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: The Principal Facts of an Interest-Only Mortgage by: Tanu Javeri You are buying the house of your dreams with an interest-only mortgage. You'll get a low mortgage payment, and you'll maximize your tax deduction, all on
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: How To Save Thousands in Interest on Your Home Mortgage! by: Sameer S Panjwani So you have a mortgage on your home or planning to get one? Here’s something to consider if you want to reduce your interest payment
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: 6 Common Marriage Mistakes by: Tapan Sarkar Every marriage starts with a lot of hope and dream about life long association filled with love and togetherness. But very few marriages fulfill the hopes of the participants
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: Convenience Can Be Costly by: James H. Dimmitt You’ve just opened your credit card bill and attached to your statement you find a “convenience check†included. It may already be filled out with a dollar
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: Balance Transfers Can Help You Stop Putting Money Down The Drain! by: Claire Bowes As you probably know, interest rates are at all time low right now and if you aren’t getting the best deal from your credit card
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: What Students and Parents MUST Know about Student Loans by: John Williams A student loan helps you get through college. Then you come out into a high-paying career. It's a great investment in your (or your sons/daughters)
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: 3 Major Divorce Parenting Mistakes And Learn How To Avoid Them by: Ruben Francia What 3 major divorce parenting mistakes that surely lead to unhappy, unhealthy and unsuccessful children? Parents know these for your children
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: How To Reduce Banking Fees by: Jeffrey Strain Nobody likes to pay banking fees, but if you aren't active in trying to reduce them, you are probably paying more in fees than you need to be. One of the most important actions
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: Five Sure Fire Way to Secure Your Financial Future by: Dr. Tom Olson “You can be poor when you’re young, but you can’t be poor when you’re old.†That was the tag line used some years ago
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: Resolve to Improve Your Finances in 2004 by: James H. Dimmitt Kick off 2004 with these 7 money resolutions and get a fresh financial start to the new year. At year’s end, you’ll be surprised at how much
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: Review on the Book "Photoshop for Right-Brainers: The Art of Photo Manipulation" by Al Ward by: Paul Hood Al Ward's book offers the reader an innovative and custom made guide in manipulating photos suited to your taste.
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: Focus! Focus! Focus! by: Peter Simmons The success of your online business relies on you making sales, actually selling your product or service to paying customers. The more the better. To get those sales you need to
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: Top 10 Tips for Blogging by: S. Housley Tips for creating a blog. There are no hard and fast rules on how to blog. Having said that, bloggers will likely increase their exposure by following some simple blog guidelines.
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: Alternative Options For Rising Interest Rates by: Thad Collins As interest rates have risen in the last six weeks from record lows, homeowners are once again face with finding viable options to reduce the amount of interest
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: The Three Largest Factors In Your Interest Rate by: David E Brumbaugh There are three major factors that affect how much you pay for a loan. Understanding these factors can save you time, money and frustration. 1. The
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: Credit Card Companies Are Out for Your Money by: Christine Breen You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since
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: Is My Money Safe? On The Soundness Of Our Banks by: Sam Vaknin, Ph.D. Banks are institutions wherein miracles happen regularly. We rarely entrust our money to anyone but ourselves – and our banks. Despite a very
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: The 'Eighth Wonder of the World?' by: colin mc caig I'm sure you've heard this term used at least once or twice… And if you're like many people, you've maybe never thought about its true significance. One person
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: Should You Invest In Savings Or Payoff Your Debts? by: David Chew I have faced this financial question 8 years ago and recently I have friends asked me this same question. I think I should write it up so that it may help
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: Time Out by: A. Raymond Randall, Jr. The Patriots earned their money when settling the Super Bowl challenge thanks to Adam Vinatieri's kick through the goal posts. Just before that kick, the Carolina Panthers called time-out
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: The Delicate Art of Balancing the Budget by: Sam Vaknin, Ph.D. Government budgets represent between 25% and 50% of he Gross Domestic Product (GDP), depending on the country. The members of the European Union (Germany,
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: The 11 Best Money Saving Ideas of All Time - Part 4 by: Palyn Peterson At any time in history, no matter what the current state of the economy, no matter what the current trends, no matter what the unemployment rate is
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: Don't Overpay for a House, Even in Today's Market by: Christopher Mallon If there's one thing American investors love, it's an over-inflated market. Which is why they keep buying houses and new ones keep coming onto
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: "Bankers' Banks"- The Role of Central Banks in Banking Crises by: Sam Vaknin, Ph.D. Central banks are relatively new inventions. An American President (Andrew Jackson) even cancelled its country's central bank in the
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: The Typology of Financial Scandals by: Sam Vaknin, Ph.D. Tulipmania - this is the name coined for the first pyramid investment scheme in history. In 1634, tulip bulbs were traded in a special exchange in Amsterdam.
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: Your Home – A Hidden Source Of Financing by: News Canada (NC)—Your home is more than just a place to hang your hat. In addition to being a source of pride and protection, it can be a valuable source of equity. With
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: Credit Card Debt – Watch Your Credit Report and Your Bill by: Charlie Essmeier Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major
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: Understanding Fixed-rate Mortgages by: Chileshe Mwape A fixed-rate mortgage is a mortgage on which the interest rate is set for the term of the loan. Your interest rate stays the same for the term of the mortgage or for
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: World Recession now Inevitable - Assume the Crash Position! by: Peter Parsons You can hardly have failed to notice the massive consumer-fuelled boom across most Western economies the last 5 years or so. In the wake of
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: Home Loans and Mortgages – Watch Out for Dangerous Subprime Loans by: Charlie Essmeier With the growing interest in real estate purchasing and speculation, more and more lenders are offering “nontraditionalâ€
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: A Brief Look at Homeowner Loans by: John Mussi Homeowner loans are useful ways to get the things that you need… a loan based on the value of your house, yours to use in whichever way that you need it most. Unlike
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: Alternative Ways To Avoid Payday Loan by: Angelina Rosario If you spend more than you earn on a regular basis, it is a bad practice. To overcome this situation, if you borrow a payday loan, it will be a “risky
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: User Guide To Payday Loan Terminologies by: Angelina Rosario Are you approaching towards a payday loan cash advance for the first time? Are you acquainted with all the terminologies or facts that you will be facing when
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: Credit Cards - The Basics by: Ethan Hunter How Lenders Operate – And How They’ll Make a Tidy Fortune from the Unknowing Credit card companies might seem like immensely clever, money making enterprises that
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: The Menace Of Credit Card Debt by: Jakob Jelling Credit card debt can often be crippling and lead to a lot of stress. Even students are not immune as people are getting credit cards at an earlier age and falling into
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: A Brief Commercial Mortgage Guide by: Darren Yates Commercial mortgage loans are used when purchasing structures such as office buildings, apartment complexes, health care facilities and retail outlets. Whether it’s
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: Lions And Loans: Why Finance Should Always Be Personal by: Rachel Lane Different types of loans are available for almost every aspect of your life: personal loans, car loans, secured and unsecured loans, home loans, homeowner
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: Five Hot Tips To Get Out Of Debt Forever by: Rhiannon Williamson The financial and psychological burden of being in debt causes us and our families continuous emotional stress. That stress eats away at the quality of
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: Playing With Money - And Making More by: Steve Gillman Ready to start playing with your money? Not interested in complicated businesses or boring bank C.D.'s? Here are some methods that aren't quite a business because
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: Lions and Loans: Why Finance Should Always Be Personal by: Rachel Lane Different types of loans are available for almost every aspect of your life: personal loans, car loans, secured and unsecured loans, home loans, homeowner
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: Finding a Low Interest Debt Consolidation Loan by: John Mussi If you are in the market for a low interest debt consolidation loan, then you might think that you're out of luck. After all, aren't loans that consolidate
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: A Beginner's Guide to Low Interest Debt Consolidation Loans by: John Mussi Looking for low interest debt consolidation loans can sometimes seem like looking for gold at the end of the rainbow, but loans with minimal
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: Getting Your Best Deal on a Consolidation Loan by: John Mussi If you find yourself having to make too many payments a month, you might consider getting a consolidation loan. Used for a variety of purposes, a consolidation
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: Finding the Consolidation Loans that You Need by: John Mussi Consolidation loans can be very useful in a number of circumstances… they can be used to consolidate multiple loans at a single institution, to eliminate
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: Good vs. Bad Credit Debt by: Gary Gresham Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that is not always the case. In fact, there are some instances
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: How To Pay Credit Card Debt Off by: Gary Gresham If you are determined to pay credit card debt off you are making the best financial decision of your life. The reason credit card debt is so bad is because it carries
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: Student Loan Consolidation by: Terje Brooks Ellingsen Student loan consolidation is one of the most used methods for reducing and working off student debt. If you want to consolidate debt, whether it’s a student
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: Get out of Debt - Top 5 Reasons you need to Consolidate Loans by: Dion Semeniuk Today, the number of people filing for bankruptcy has skyrocketed by 44% in just the past 10 years with numbers continuing to climb. Consumer
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: A Little Lesson on Loans by: Jon Galanty The opportunity to spend money is everywhere. There is no shortage of places that will take your cash. In fact, to keep the money flowing out of your wallet, banks and merchants
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: Refinance Your Home Mortgage Online by: Jim Edwards The largest financial obligation most people ever take on couldn’t escape the reach of the Internet. Home mortgage loans originated online comprise an integral
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: Understanding Real Estate Terminology by: W. Troy Swezey Purchasing a home can be a complicated and confusing process, especially for first-time buyers. Throughout the process, first-time home buyers will encounter a
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: Looking For a Safe Investment? Try a Certificate of Deposit by: James H. Dimmitt If you are looking for a safe investment and you have between 0 -,000 to invest, you should consider a certificate of deposit or CD.
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