Tag: Years
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: How to buy a used Car at 90% savings off the book value by: Steve Li To buy a used car is a great idea for saving money. Everyone knows that a new car lost 65% of its value in the first 5 years. But the case would be
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: BMW and Clean Energy by: Jenny McLane BMW is committing its engineering resources to honing the technology that enables it to use hydrogen as an alternative to fossil fuels. Though the hydrogen concept has long been espoused
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: Car Insurance Discounts by: Tim Register Trying to save money wherever you can is important to us all. Insurance should be no different. Do not assume that your agent knows everything about you and your vehicle. CarInsurance.com
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: Should You Keep Your Old Car or Buy a New One? by: Roger Charles Are you sure you need a new car? I'm sure you want the newest safety features and modern styling that a new car offers. Perhaps you need a larger vehicle
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: Cheating Your Engine’s Planned Obsolence That Was Created By Its Manufacturer by: Robert Riley I’m sure by now you’ve heard the term “Extended Drain Interval†for your vehicle’s
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: Car Insurance No Claims Bonus Explained by: Andrew Bowen No Claims Bonus is a term used to describe the number of years you have had Car Insurance without making a claim. Put simply, if you have had Car Insurance for
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: It Pays To Be An Ace by: Bryan Small On Jan 1st 2005 a new online payment processor and wealth-building system will be arriving on the Internet. PayAce’s CEO Pedro Dispenza kindly took time out to answer some questions
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: Little Known Secret: Eliminate your Mortgage in 23 years or less! by: Tom Levine Wanna know a little secret? There is an ingenious method you can use, to pay off your 30 year fixed rate loan, in 23 years or less. It’s
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: Quit and Retire Three Years Earlier! by: Rick Hoogendoorn For most people, there is a direct correlation between how worried they are about retirement income, and how much they can actually do about it. This is because
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: So You Want To Get In To Manufacturing (part 1) by: Rick Boklage Having been in the personal care manufacturing business for a number of years I have some advise for those of you thinking about starting a manufacturing
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: Mortgage Free In 15 Years! by: Tom Levine Imagine paying your mortgage off in 15 years! Think of all the great things you could do with that extra money. What would you do? Retire early? Buy an R.V.? Travel around
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: The Hawk and the Mouse - Retirement Saving by: Kemberly Wardlaw There once was a hawk, ferocious and swift. He was young and agile with many years of life to hunt the open ranch lands. In a nearby field, a mouse scurried
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: A Beary Special Miracle by: Patricia Twitchell (This story first appeared in Workplace Miracles – a book filled with a collection of stories from around the globe) I have a secret that I’m going to share
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: Defining a Long-Term Investment in the Stock Market by: Charles M. O'Melia Defining a long-term investment in the stock market. For some “long term†would mean holding a stock position over the weekend. For
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: Economic Survival in the 21st Century - the Three Key Questions to ask by: Henry To, CFA In this “special reportâ€, I want to pose a few important “philosophical questions†to my readers. Firstly
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: What Are The Benefits and Consequences Of Getting Rid Of Debt The Easy Way by: Marcus J Ware We have all experienced getting so far in debt we don’t know how we’re going to get out. There are many different
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: Best Long-Term Investment In Today's Market? by: Willard Michlin The stock market is very unstable at this time going up and down while interest rates are so low you want to be a borrower and not a lender. Would you
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: Lobster Trapping for Investment Ideas by: Kemberly Wardlaw Recently, my family and I took a trip to Maine to visit relatives. During our stay, we toured the rocky shore lines and took in the beautiful architecture of
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: Total Cost of Credit vs Monthly Payment by: David Wilding I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A
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: The Diamond Cutter by: Janet K. Ilacqua Geshe Michael Roach is a Princeton graduate and a Buddhist monk. After graduation, he spent seven years studying the wisdom of Tibetan Buddhism. At the suggestion of his teacher,
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: The Real Estate Bubble Fallacy by: Michael Setz There has been a lot of talk lately about the "Real Estate Bubble", and a lot of folks are asking the question: "When it is going to burst"? They are saying that the market
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: Where Is Our Largest Technological Plan? by: J.C.Melo The period, more or less one year before September 11. The White House Technology Advisor worked in the mankind largest plan until now, to install a fantastic communications
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: THE “SEVEN Csâ€: PARTNERSHIP DANGER SIGNS - The 6th C: Changing Vision by: Dorene Lehavi A series of articles exploring the seven critical areas that can indicate a partnership is in trouble. The 6th C: Changing
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: Money Does Talk! by: Willard Michlin When buying something, you can buy in one of two markets. The first is buying on terms in the retail market and the second is buying in the wholesale cash market. This can be illustrated
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: USA and Canada in the Top of Indoor Tanning Products by: Dana Scripca In United States of America and Canada, indoor tanning products are very usual. Moreover, the indoor tanning businesses have appreciably grown in the
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: Should You Lie On Your Resume? by: Donna Monday Warning: Lying on your resume could cost you your job and your freedom. Picture this. You’re sitting at your desk working away happily at a company you’ve
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: Justify Social Security ... Don't Save for Retirement by: Kemberly Wardlaw It is a common question when investors review their retirement plan—should we include social security benefits into our retirement income
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: Risk and Reward by: John McKeon If you are doing your own investing in the stock market, what would be the first question you would ask yourself before you make any trade or investment? If your answer is how fundamentally
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: The Wonders of Compound Interest by: Rosella Aranda Albert Einstein called compound interest “the greatest invention of all time.†It has even been referred to as the “Eighth Wonder of the World.â€
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: Housing Bill - Changes in the Right To Buy Scheme by: Nicola Bullimore Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January
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: Legally Clearing Your Credit by: T.B. Collins Over the past several years credit repair organizations have gained a bad reputation due to unscrupulous companies stating that they can clear your credit report. Clearing
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: Reduce Your 30 Year Mortgage To 10 Years Using Mortgage Cycling by: Ted Kushner With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could
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: Why You Should Invest In Real Estate by: Alan Forsyth Why real estate, or why property, some people ask when looking for an investment. Well, as far as I am concerned, real estate/property investment is, and always has
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: Retirement: Why Quit for Good, When You Can Quit for the Better? by: ARA Content Talking About Money With Jim Larranaga (ARA) - Only one quarter of Americans age 35 and older have amassed 0,000 or more for retirement,
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: Can't Afford to Retire Until 7 Years After You're Dead? Think Again! by: Lin Schreiber Five Strategies for Having Enough Money for Your Dream Retirement (While You're Still Breathing) Most people think that's all retirement
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: The True Cost of your Credit by: Aimee Phillips The current house price boom has perhaps passed its peak as I write this, but that doesn't stop the mortgage companies from offering yet more new and tempting products that
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: More Bang for Your Buck With Mortgages by: Elaine VonCannon Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage
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: Find a Methodology and Minimize Investment Madness by: Ulli G. Niemann There are many reasons to be investing these days, and too much opportunity to not have your money working for you. However, I believe the majority
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: Tax Records - What You Should Keep And For How Long by: Richard A. Chapo Many taxpayers are confused about how long they should keep tax records. The term "tax records" refers to your tax returns and the documents that
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: How To Stay Motivated When Business Is Slow by: Vicente Alfonso Let's say you get sick of the rat race, and decide to start your own business. You do your research and set up the business. now the only problem is that
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: Are You a Trendsetter or Someone Who Will be Left Behind? by: Kathleen Gage Recently, I had a conversation with a friend in the San Francisco Bay Area who has owned her business for nearly 30 years. After catching up
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: Avoid the Three Biggest Financial Pitfalls by: Terry Mitchell For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit car interest, and short-term loans. Any and all
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: Could a Roth IRA be Better Than a 401(k)? by: Terry Mitchell Very few people whom I know are familiar with the benefits of the Roth IRA. It was named for the late Senator William Roth of Rhode Island, who proposed it.
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: Mortgage Soup by: J. Stewart Looking for home mortgage loans can get confusing with the alphabet soup of mortgage loans programs available today. Most of these programs are just variations of fixed rate and adjustable
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: Internal Prisons: The Thief of Productivity and Quality in our Workforce by: Troy D. Evans As a professional speaker, one of my biggest challenges is to grab the attention of my audience within the first few minutes of
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: Financial Freedom, Is It Only a Dream or Just Steps Away? by: Yochention Saritoh Almost all of us go to work everyday and do the same routine over and over again. We work so hard until we caught up in the routines for
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: Understanding And Improving Your Credit Rating by: ReliefLoans.com "No man's credit is as good as his money." E.W. Howe, American journalist, novelist 1853-1937 The American economy is based on credit. If you don't
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: Failure IS an Option by: Gary Durkin I wrote an article on this very subject, with the same title a few years ago. And… it was a pretty decent article if I do say so myself! Then I lost it. Gone. Deleted in error
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: Strong Future by: Roger Riney Thinking of starting your own online business? Or, have you tried a business before and it never got off the ground? Last October I was looking on the Internet for ideas about getting rid
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: Commentary: The Obscene Warner Music Executive Payouts by: Ritch Esra In these times of major label mergers, downsizing, the slashing of label rosters, and thousands of record company jobs being lost over the last three
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: Federal Government Jobs—7 Important Tips to Help Your Federal Job Search by: Sean Dunagan Despite constant calls by politicians and policy makers to reign in government spending, the federal government remains
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: There Are Two Types Of Personal Bankruptcy, What Are They? by: Matt Clarkson There are two different types of personal bankruptcy that an individual can file, Chapter 7 & Chapter 13. Chapter 7 allows you to disburse
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: The Ugly Truth About Your Job! by: Oscar Bruce If you work for yourself, the odds that you will still be in business in the year 2005 are only 1 in 5. In today's workplace swirling with change, one million people will
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: Property Investing Is Now Easier Than Ever! by: Ajay Ahuja I started investing in property in 1996 with only £500 and now I own a property portfolio of 150 properties worth over £10m. I can already hear you –
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: Investing in Dividend Paying Stocks by: Charles O'Melia I was recently interviewed for a press release through a financial question and answer format. One of the questions asked of me in the interview was: Where do
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: Surviving Retirement by: Ieuan Dolby The financial security umbrella that most wage earners would like to shelter under after retirement is now leaking very badly indeed! Money savvy experts block up news channels and
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: Self Employed Mortgage Loan – Getting a Mortgage When You’re Self Employed by: Carrie Reeder Being self employed has many benefits. When you are self-employed, you can write off all of your deductions on
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: How To Make Money From Buy To Let In A Property Crash by: Peter Parsons Over the last few years, most investors who have tried 'buy to let' (buying additional properties in order to rent them out) have profited spectacularly
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: How Long Your Mortgage Runs Determines How Much You Pay by: W. Troy Swezey The first thing most of us think about when the time comes to take out a mortgage on a new home is the interest rate. That’s both perfectly
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: Self Employed Mortgage Loans - A Survival Guide by: Fabio Marcell When you're self employed you have numerous advantages. As you are a free agent, you will write off every deduction you can on your tax return. You acquire
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: Adjustable Rate Mortgages Offer Alternatives For Home Buyers by: W. Troy Swezey When looking for a mortgage to meet your needs, consider these key questions: Is your income expected to increase in the coming years?
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: Real Estate Investment - A Simple Formula by: Steve Gillman I saw the ads in our small-town newspaper for years before I realized exactly what was going on. They were always the same: A house for sale with 5% down and
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: What Can Model Airplanes Teach You About Trading? by: David Chandler I was devastated! I just couldn't believe it. I was 10 years old and my dreams were shattered. I never wanted to look at another model airplane again! But
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: Conditions Are Right For Buying The Higher Priced Home You’Ve Always Wanted by: W. Troy Swezey Higher interest rates and home prices in the past have kept home owners from purchasing larger homes. The current
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: Renting vs. Buying: 7 Financial Facts by: J Wynia Fact: You are going to pay for a place to live. Period. There is no free lunch and paying for a roof over your head is going to be part of your budget for a very long
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: Playing With Money - And Making More by: Steve Gillman Ready to start playing with your money? Not interested in complicated businesses or boring bank C.D.'s? Here are some methods that aren't quite a business because
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: Don't Buy or Sell a Busines Until You Read This by: Joe Trevison Business man and women pay too much when buying a business. Until now no one knew how to determine the price of a business. It was too low or too high.
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: Cutting Edge Real Estate, Is the Bubble Ready To Burst? by: Tim Phelan Of course, this is the big question in real estate now. . . Will the so-called real estate bubble burst like the dot-com bubble did a few years back?
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: Ethics in Business... A Lost Art by: Sue and Chuck DeFiore While watching Face the Nation one Sunday earlier this year, Bob Schiffer discussed the airline industry, his mother and ethics in business. Like Bob, I think
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: Tips For Saving Money by: James Marriott Still living from pay to pay? Or envying those great wealth accumulators and wondering how they did it? Every month you make a resolution of saving some dollars from your paycheck,
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: How (NOT) to Buy Mutual Funds by: Ulli G. Niemann When it comes to mutual funds, there is a lot more to success than just finding a good one. Sad investment stories like the following are all too common. I hope my sharing
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: What could Macedonia Learn from a Tiger? The Asian Tigers and the Phenomenon of Uninterrupted Economic Growth by: Sam Vaknin, Ph.D. The first reaction of economies in transition is a sharp decline in their production,
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: Look Past the Bottom Line for a Property's Potential by: Elaine VonCannon It’s unfortunate that many real estate investors tend to look at the bottom line when deliberating about a property, rather than the big
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: Is America Bankrupt? by: Liron Rose The US Dollar has been falling continuously in last year. The Euro, not so long ago worth 82 cents, is now at .27 - this is a gain of more than 40 percent in a very short time. The
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: From Bank Clerk to Entreprenuer by: Carolyn James What seems like a century ago, I left school and joined a well-known High Street Bank. In those days working as a bank clerk was a well-established route for many school
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: The Millionaire's Favorite Author by: Expat World YOU WON'T FIND W.G. HILL ON ANY BEST SELLER LISTS, BUT IT'S HARD TO FIND A MILLIONAIRE WHO HASN'T READ MOST OF HIS 0 "SPECIAL REPORTS". Hill's Low Profile -- The name
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: Retirement or Financial Freedom? by: Rick Hoogendoorn & Cheri Crause, CFP In the past most people never retired. They died. The average life expectancy was much less than it is these days, and there were no financial planners
@RickHoogendoornCheriCrauseCFP
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: How I started my own Work at Home Internet Busines with Very Little Investment by: Debra Hamer Have you always wanted to work at home? Have your own business? Didn’t think it was possible? No more commuting in traffic
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: Beta Factors: How They Can Be Used In The Current Situation by: Andy George Ever since the turn of the century, world stock markets have been very volatile. In other words there have been significant movements (up or down)
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: Virtual Assistant – Questions Answered by: Shannon Davidson What is a Virtual Assistant? A Virtual Assistant is a person or persons with whom businesses and individuals outsource administrative and technical tasks.
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: Through The Looking Glass by: tony dean My mother used to take me along when she visited an old lady down a cobbled lane who had a crystal ball on her dining room table and a pack of playing cards. My mother was superstitious
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: Home Ownership, Financial Freedom, and Benjamin Franklin by: Tom Levine 1. ON BENJAMIN FRANKLIN: In 1757, Benjamin Franklin published "The Way To Wealth", a basic summary of his 25 year Poor Richards' Almanac. In
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: The History Behind Traditional Anniversay Gifts by: Charlie Welf Nobody can say with any amount of certainty when the tradition of giving anniversary gifts started. Most probably it evolved over time. Traditionally, each
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: Comfort Comes From Unexpected Places by: Patricia Twitchell Autumn of ’89 began like any other. Summer was quickly coming to a close as winter crept in. Like most years, the family was anxiously anticipating sharing
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: Where Have All The Wise Men Gone? Jesus Is Not Acceptable For Christmas! by: Jan McCracken It's CHRISTmas! Where are the wise men? WOW - The wise men are MISSING! What kind of Christmas is this anyway? Are you caught
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: Lost and Found (A Valentine's Day Story) by: LeAnn R. Ralph I casually glanced down at my hand, but instead of a wedding ring and an engagement ring, there was only the narrow gold band. "Randy!" I yelped. "My engagement
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: To Know You Is To Love You by: Skye Thomas How do you show someone you love them? Do you buy them expensive gifts? Spend quality time together? Make personal sacrifices just to see them smile? Dedicate a song to them?
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: 5 Easy Ways to Save and Build Wealth by: Cindy Morus 1. Pay off high-cost debt. The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a ,000
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: Beating Middle of the Night Stress by: Kate Hufstetler What do you do when you wake up in the middle of the night and cannot go back to sleep? Do you lie there tossing, stretch, panic, and feel your heart thumping? Do
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: Life As A Juggling Woman by: Judith Isaacson When we moved 6000 miles away from our families 22 years ago, I certainly never imagined I would be working in the business my grandfather established way back when. Way back
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: The Angry and Sometimes Grumpy Children of the 1950's by: Sue and Chuck DeFiore A bunch of us in our late 40's and early 50's got together the other night, and after the evening was over I started thinking that many of
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: Dogs Are Man's Best Friend by: Wendy Yeager Dogs are believed to be descendants of wild wolves. They were the first wild animal to be tamed. Ancient man probably brought home cub wolves to raise as pets. The pet wolves
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: Whispers in the Wind: The Legend of Bonnie Sue by: Barbara Eastom Bates On any given day at MCAS Cherry Point, the wind is alive with the roar of jet engines. It is the sound, as proudly proclaimed by the air station
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: For The Very Finest In Watches, Get A Rolex Watch by: Mike Yeager A Rolex watch sets the standards for all watches, and has for many years. While there have been many imitators, none can match the Rolex’s quality
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: Should I Feed My Dog BARF? by: Jennifer Bryant BARF stands for Bones and Raw Food. It is a diet for dogs that has received a lot of attention over the past few years, but should you feed it to your dogs? The BARF feeding
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: Dental Coverage Now Saves Big Money Later by: Drew Harris Simply put, if you don't go to the dentist regularly now, you will later, and it will cost you thousands of dollars more. Many families end up forking out over
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: Scrapbooking Memories of 25 Years! by: Catherine Pulsifer Over the years, I have taken numerous photos of my children probably just like many thousands upon thousands of parents. This past week my son turned 25 years
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: High-income Earners Consider Renting Chic Again by: Dan The Roommate Man Over the past two years, households that earned ,000 or more annually and had the means to join the ranks of home owners or continue owning the
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: No Dogs or Cats Allowed! by: Dan The Roommate Man The lease says specifically that no dogs or cats are allowed in your apartment... but the animal kingdom has lots of choices, including one which may be acceptable to
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: Number 1 Key to Good Parenting by: Pam Jarvis The numbers are chilling. Teen suicide and homicide rates have tripled from twenty years ago. There is a 50% increase in childhood obesity. Teenage pregnancy rates are the
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